Family Bank's six-months earnings up 62% to Sh 3.7 billion
Family Bank Chair Lazarus Muema, CEO Nancy Njau & Chief Finance Officer Paul Ngaragari during the release of the 2026 half-year results where the Bank reported a 62% surge in Profit After Tax to KES 3.7 billion.
Family Bank Group has posted a 62 percent increase in bet profit to KES 3.7 billion for the six months ended June 30, 2026, up from KES 2.2 billion recorded in the first half of 2025.
The lender attributed the strong performance to a robust balance sheet expansion and disciplined cost management, reflecting continued execution of its 2025–2029 strategy.
Family Bank results come as the lender builds on the momentum of its June 2026 listing on the Nairobi Securities Exchange.
The Bank’s balance sheet strengthened significantly, with total assets growing by 24 percent to KES 238.9 billion, driven by increased lending to private sector.
During the period, the Bank disbursed KES 35.6 billion to retail and MSME customers and KES 15.2 billion to commercial customers.
“Our strong first-half of the year results reflect the resilience of our business, disciplined execution and continued focus on our customers. We have strengthened the balance sheet, grown the income streams and maintained strong capital and liquidity positions, while continuing to invest in our people, technology and distribution network,” said Family Bank CEO Nancy Njau.
Net Interest Income rose by 41 percent to KES 9.7 billion, supported by growth in interest income from loans and advances to customers.
“Our focus remains on executing the objectives of the 2025–2029 strategic plan, deepening support for retail, MSME and commercial customers, and delivering world-class service anchored on sustainable long-term growth,” she said.
Customer deposits grew by 20% to KES 180.2 billion, supported by the Bank’s network optimization strategy as well as continued customers’ engagements.
Operating expenses increased by 11% to KES 7.4 billion, reflecting investments in technology, people and continued branch optimization. The Bank’s total capital and liquidity ratios remained strong and well above regulatory requirements.